The Filipino lady sends the user a link to an adult chat site and states that the service is free and a credit card is only needed for age verification.
It's important to remember that anytime anyone sends any money to any scammer, no matter how small, it encourages the scammer to harass other online daters for money.
We strongly recommend never sending any money to anyone that you meet online, don't even send money to buy a postage stamp…not a cent…zilch, nada.
Typical scenarios include traffic accidents, brain hemorrhages, heart attacks, kidney operations etc.
In many occasions the scammer may have primed the victim by previously telling you all about their fake mom, son daughter etc and the victim may have even spoken to the fake mom, son daughter etc on the phone or by email.
After wiring the money the victim waits at the airport patiently with a bunch of flowers for his/her love of their life to arrive.
Only when all passengers are off the plane and the scammer doesn't show up do they realize that they've been scammed.
They will then suggest that you send them the money so they can purchase a plane ticket.
Shortly later they will tell you they need additional money for a passport, visa fees, transportation to the airport and miscellaneous expenses.
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Typically this will be followed by a request for another small amount of money shortly after the victim sends their initial amount.